Toku is the leading Payment Relationship Management (PRM) platform in Latin America, built to transform how companies manage their recurring revenue collection. Designed for businesses that rely on monthly payments — such as insurers, lenders, telecom providers, real estate firms, educational institutions, utilities, and subscription services — Toku enables organizations to automate, orchestrate, and optimize the entire billing and payment lifecycle. With Toku, companies can reduce operational friction, improve cash flow, lower collection costs, and deliver a seamless payment experience to their customers. From payment method enrollment to intelligent retry logic, automated reminders, reconciliation, and integration with ERP/CRM systems, Toku acts as the financial infrastructure behind high-performing operations. More than just a payments tool, Toku is defining a new software category — PRM: Payment Relationship Management — empowering companies to build smarter, more reliable, and human-centric financial interactions with their customers.